Loan Program
Asset-Based
Qualify on your assets, not income documentation.
Asset-based (asset-depletion) loans let you qualify using your liquid assets — savings, investments, and retirement accounts — converted into qualifying income. They're ideal for high-net-worth borrowers and retirees with strong reserves but limited documented income.
Key highlights
- Qualify using liquid assets instead of income
- No employment verification required
- Great for retirees and high-net-worth borrowers
- Use savings, brokerage, and retirement funds
- Primary, second, and investment homes
Who it's for
- Retirees with substantial savings
- High-net-worth, low-documented-income borrowers
- Self-employed borrowers with strong reserves
Ready to explore a Asset-Based loan?
One quick call with Warren and you'll know exactly what you qualify for — no obligation, no call center.